Buy Here Pay Here | Rhode Island

CREDIT CHALLENGES?
WE CAN HELP.

We work with a network of lenders to find financing options that fit your situation - regardless of your credit history.

All Credit Applications Welcome

Bankruptcy • Repossession • Divorce - OK

Working With You, Not Against You

Family Owned • Serving Rhode Island

WHY CHOOSE MAIN STREET MOTORS

A dealership that works with you

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We Work With All Credit Backgrounds

Whether you have excellent credit or have faced financial challenges in the past, we welcome your application and will work to find options that fit.

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We Work With a Network of Lenders

We partner with multiple lending institutions to explore financing options on your behalf. More lenders means more possibilities for you.

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Family Owned and Operated

Main Street Motors has served the Scituate community for over 50 years. We treat every customer with respect and transparency.

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Fast and Friendly Service

No runaround, no pressure. Our team is here to answer your questions and guide you through the process at your pace.

HOW IT WORKS

Three straightforward steps

FIND YOUR CAR

Browse our inventory of pre-owned vehicles. Tell us what you are looking for and we will do our best to find a vehicle that fits your needs and budget.

BROWSE INVENTORY

SUBMIT YOUR APPLICATION

Complete the credit application online or in person. Our team works with a network of lenders to identify financing options that may be available to you.

APPLY NOW

DRIVE YOUR CAR HOME

If a financing option is extended and you agree to the terms, we will get you squared away and on the road. Our team is with you every step of the way.

FEATURED VEHICLES

Pre-owned vehicles with financing options available - submit your application to get started

2013 Nissan Versa

95,789 mi Automatic

$6,995

VIEW DETAILS

2007 Hyundai Tucson

149,789 mi Automatic

$4,995

VIEW DETAILS

2013 Subaru Impreza Hatchback

100,789 mi Automatic

VIEW DETAILS

2010 Nissan Versa S Hatchback

141,789 mi Automatic

$2,995

VIEW DETAILS

2013 Ford Focus SE

131,789 mi Automatic

$3,995

VIEW DETAILS

2011 Hyundai Accent GLS

173,789 mi Automatic

$2,995

VIEW DETAILS

APPLY FROM ANYWHERE.
SCAN WITH YOUR PHONE.

Point your smartphone camera at this QR code to go directly to the credit application. No typing required.

Share on printed marketing materials

Show customers directly on the lot

Use in social media and digital ads

Include in emails and text messages

APPLY ONLINE NOW

FINANCING FAQ

Common Questions About Auto Financing

You select a vehicle, submit a credit application, and our team works with a network of lending partners to identify financing options that may be available to you. If an option is extended and you agree to the terms, you sign your paperwork and take delivery of your vehicle.

We welcome applications from people with a range of credit backgrounds, including those who have experienced bankruptcy, repossession, divorce, or other financial challenges. Submitting an application does not guarantee approval. All financing is subject to lender review and standard credit criteria.

Down payment requirements vary depending on the vehicle and the terms offered by the lender. Our team can discuss what may be applicable to your specific situation when you apply. Generally speaking, a larger down payment may reduce your monthly payment amount, as it lowers the total amount financed.

Yes. If you have arranged financing through your own bank or credit union, you are welcome to bring that approval. We are happy to work with outside financing.

Prepayment terms are determined by your lender and will be outlined in your financing agreement. We encourage you to review those terms carefully before signing.

Generally useful to bring: a valid driver's license, proof of income, proof of residence, and current auto insurance. Specific requirements may vary depending on the lender and vehicle selected.

Yes. Rhode Island law requires all registered vehicles to carry minimum liability insurance. You will need to show proof of insurance before taking delivery of any vehicle.

CREDIT CHALLENGES?
WE CAN HELP.